<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:media="http://search.yahoo.com/mrss/"
		>
<channel>
	<title>Comments for ElderTribe's Weblog</title>
	<atom:link href="http://insidehealthcare.wordpress.com/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://insidehealthcare.wordpress.com</link>
	<description>Valuable Senior Care information, advise from housing choices, in home care, to rehabilitation from surgery.</description>
	<lastBuildDate>Tue, 08 Sep 2009 16:47:35 +0000</lastBuildDate>
	<generator>http://wordpress.com/</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>Comment on When you need to make a housing change. by caliramsey</title>
		<link>http://insidehealthcare.wordpress.com/2008/04/13/when-you-need-to-make-a-housing-change/#comment-44</link>
		<dc:creator>caliramsey</dc:creator>
		<pubDate>Tue, 08 Sep 2009 16:47:35 +0000</pubDate>
		<guid isPermaLink="false">http://insidehealthcare.wordpress.com/?p=24#comment-44</guid>
		<description>I think that you do a good job in outlining some of the warning signs that seniors exhibit, indicating that they should consider a change in residence.   Retirement communities, assisted living facilities, and nursing homes are options that seniors have when deciding where to go.  Assisted living facilities provide independence, but still provide enough supervision and care that they are in a safe situation.</description>
		<content:encoded><![CDATA[<p>I think that you do a good job in outlining some of the warning signs that seniors exhibit, indicating that they should consider a change in residence.   Retirement communities, assisted living facilities, and nursing homes are options that seniors have when deciding where to go.  Assisted living facilities provide independence, but still provide enough supervision and care that they are in a safe situation.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Senior housing referral agencies. Help with placement for elderly assisted living. by Kaye Sharbrough</title>
		<link>http://insidehealthcare.wordpress.com/2008/09/22/senior-housing-referral-agencies-help-with-placement-for-elderly-assisted-living/#comment-39</link>
		<dc:creator>Kaye Sharbrough</dc:creator>
		<pubDate>Sun, 09 Nov 2008 21:03:48 +0000</pubDate>
		<guid isPermaLink="false">http://insidehealthcare.wordpress.com/?p=46#comment-39</guid>
		<description>Both of you are partially correct.  The system of providing free help to seniors and their families exists because the homes and communities offer referral fees to anyone who sends them a new resident.  Almost all of them participate in this process.  As long as families using a referral agency know that the industry is modeled like travel agents and headhunters they can be prepared to ask the really important question such as,  &quot;Am I getting information on ALL the homes that may be right for me, or am I only getting the ones who pay you a fee?&quot;  At my agency, Senior Seasons, covering the SF Bay Area, we always include ALL the homes whether or not we have a contractual agreement in place.  Part of our decision to provide complete information was a deep frustration with sites, sources and magazines that are based upon an advertiser-sponsored model and only inlcude paid advertisers.  Seniors and their families need as complete a senior housing resource as possible, as well as the care and understanding of advisors who can help them through the difficult decisions they face.</description>
		<content:encoded><![CDATA[<p>Both of you are partially correct.  The system of providing free help to seniors and their families exists because the homes and communities offer referral fees to anyone who sends them a new resident.  Almost all of them participate in this process.  As long as families using a referral agency know that the industry is modeled like travel agents and headhunters they can be prepared to ask the really important question such as,  &#8220;Am I getting information on ALL the homes that may be right for me, or am I only getting the ones who pay you a fee?&#8221;  At my agency, Senior Seasons, covering the SF Bay Area, we always include ALL the homes whether or not we have a contractual agreement in place.  Part of our decision to provide complete information was a deep frustration with sites, sources and magazines that are based upon an advertiser-sponsored model and only inlcude paid advertisers.  Seniors and their families need as complete a senior housing resource as possible, as well as the care and understanding of advisors who can help them through the difficult decisions they face.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Senior housing referral agencies. Help with placement for elderly assisted living. by Mark Andrew Smith</title>
		<link>http://insidehealthcare.wordpress.com/2008/09/22/senior-housing-referral-agencies-help-with-placement-for-elderly-assisted-living/#comment-38</link>
		<dc:creator>Mark Andrew Smith</dc:creator>
		<pubDate>Fri, 03 Oct 2008 13:29:02 +0000</pubDate>
		<guid isPermaLink="false">http://insidehealthcare.wordpress.com/?p=46#comment-38</guid>
		<description>I agree with you Mr. Robinson, that senior living referral services/agencies provide a great service, and are able to assist families in a time of need. 
I question the structure of the system.  Why free? 
An hourly fee, or retainer would eliminate the behind the scenes activities of the business.  
Nothing in life is free.  
I think the commision structure creates an environment that is not conducive for families receiving the best possible placement.</description>
		<content:encoded><![CDATA[<p>I agree with you Mr. Robinson, that senior living referral services/agencies provide a great service, and are able to assist families in a time of need.<br />
I question the structure of the system.  Why free?<br />
An hourly fee, or retainer would eliminate the behind the scenes activities of the business.<br />
Nothing in life is free.<br />
I think the commision structure creates an environment that is not conducive for families receiving the best possible placement.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Senior housing referral agencies. Help with placement for elderly assisted living. by elderservicesnw</title>
		<link>http://insidehealthcare.wordpress.com/2008/09/22/senior-housing-referral-agencies-help-with-placement-for-elderly-assisted-living/#comment-37</link>
		<dc:creator>elderservicesnw</dc:creator>
		<pubDate>Fri, 03 Oct 2008 04:26:24 +0000</pubDate>
		<guid isPermaLink="false">http://insidehealthcare.wordpress.com/?p=46#comment-37</guid>
		<description>A free senior living referral agency can be a great help to families and seniors trying  to sort through the many elder care options available today.   You are right to be skeptical though, and families need to ask questions to make sure they are getting the best advise.  How well the consultant knows the individual senior living communities in your area is key.  Also, some agencies simply provide a list of facilities and don&#039;t spend the upfront time getting to know you and your particular needs and preferences.  A good elder care consultant will visit you or your loved one to assess your situation, accompany you on facility tours, and connect you with other local resources to make the move a smooth one.  I have my own referral agency in Bellingham, WA, and I pride myself in being a real advocate for my families and making sure they make the move that is right for them.  

Mark Robinson, Elder Care Advisor
www.ElderServicesNW.com</description>
		<content:encoded><![CDATA[<p>A free senior living referral agency can be a great help to families and seniors trying  to sort through the many elder care options available today.   You are right to be skeptical though, and families need to ask questions to make sure they are getting the best advise.  How well the consultant knows the individual senior living communities in your area is key.  Also, some agencies simply provide a list of facilities and don&#8217;t spend the upfront time getting to know you and your particular needs and preferences.  A good elder care consultant will visit you or your loved one to assess your situation, accompany you on facility tours, and connect you with other local resources to make the move a smooth one.  I have my own referral agency in Bellingham, WA, and I pride myself in being a real advocate for my families and making sure they make the move that is right for them.  </p>
<p>Mark Robinson, Elder Care Advisor<br />
<a href="http://www.ElderServicesNW.com" rel="nofollow">http://www.ElderServicesNW.com</a></p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Caring for Seniors and our Elders : understanding Long-Term Care Insurance Policies. by David Shulman, CLTC</title>
		<link>http://insidehealthcare.wordpress.com/2008/09/29/caring-for-seniors-and-our-elders-understanding-long-term-care-insurance-policies/#comment-36</link>
		<dc:creator>David Shulman, CLTC</dc:creator>
		<pubDate>Mon, 29 Sep 2008 18:14:25 +0000</pubDate>
		<guid isPermaLink="false">http://insidehealthcare.wordpress.com/?p=61#comment-36</guid>
		<description>I was playing golf with 2 intelligent gentlemen in their 50’s who asked me what I do. When I told them I am a Long Term Care Insurance Specialist, each of them offered their own impression of what Long Term Care is. The first said his parents have “it” in case they need to go into a nursing home. The second gentleman commented that it was for older people who cannot take care of themselves.
I realized that many people do not actually know what Long Term Care planning is all about! Simply stated:
Long Term Care Insurance is a planning tool that allows you to pay an affordable premium to protect yourself in case of an unaffordable catastrophic event.

You may never need Long Term Care, but if you do and you’re unprepared, the consequences to your family and retirement portfolio can be catastrophic.

Long Term Care Is Not Medical Care
Almost everyone believes the chances of ending up in a nursing home are remote. But please don’t confuse that with growing old and needing care. Different from medical care, Long Term Care assists a person with normal daily activities they can no longer manage. Whether your need is due to age, injury or disability, Long Term Care Insurance provides daily and/or monthly benefits to pay for the necessary care not generally covered by health insurance, Medicare or Medicaid.

It is true that Long Term Care (LTC) Insurance will pay for nursing homes, but that is the one place most of us would never want to be. Actually, LTC insurance can keep you out of a nursing home by providing funding to hire someone in your own home.

Benefits are triggered by the inability to perform two or more activities of daily living (ADLs): toileting, bathing, dressing, eating, transferring (getting from one point to another without falling) or continence. A cognitive impairment, which can include problems with memory, perception, problem solving and conceptualization, can also trigger benefits if it leads to a requirement for substantial assistance. Your own doctor is the one who certifies that care is needed.

Preserve Your Lifestyle and Well-being With Long Term Care Insurance


Schneider &amp; Shulman Associates encourage you to consider Long Term Care Insurance as a means to preserve your lifestyle, your estate and your family’s well-being. 

Call us for free information toll free at 1 877 View LTC ( 1-877-843-9582) or visit our website: www.ssltc.com</description>
		<content:encoded><![CDATA[<p>I was playing golf with 2 intelligent gentlemen in their 50’s who asked me what I do. When I told them I am a Long Term Care Insurance Specialist, each of them offered their own impression of what Long Term Care is. The first said his parents have “it” in case they need to go into a nursing home. The second gentleman commented that it was for older people who cannot take care of themselves.<br />
I realized that many people do not actually know what Long Term Care planning is all about! Simply stated:<br />
Long Term Care Insurance is a planning tool that allows you to pay an affordable premium to protect yourself in case of an unaffordable catastrophic event.</p>
<p>You may never need Long Term Care, but if you do and you’re unprepared, the consequences to your family and retirement portfolio can be catastrophic.</p>
<p>Long Term Care Is Not Medical Care<br />
Almost everyone believes the chances of ending up in a nursing home are remote. But please don’t confuse that with growing old and needing care. Different from medical care, Long Term Care assists a person with normal daily activities they can no longer manage. Whether your need is due to age, injury or disability, Long Term Care Insurance provides daily and/or monthly benefits to pay for the necessary care not generally covered by health insurance, Medicare or Medicaid.</p>
<p>It is true that Long Term Care (LTC) Insurance will pay for nursing homes, but that is the one place most of us would never want to be. Actually, LTC insurance can keep you out of a nursing home by providing funding to hire someone in your own home.</p>
<p>Benefits are triggered by the inability to perform two or more activities of daily living (ADLs): toileting, bathing, dressing, eating, transferring (getting from one point to another without falling) or continence. A cognitive impairment, which can include problems with memory, perception, problem solving and conceptualization, can also trigger benefits if it leads to a requirement for substantial assistance. Your own doctor is the one who certifies that care is needed.</p>
<p>Preserve Your Lifestyle and Well-being With Long Term Care Insurance</p>
<p>Schneider &amp; Shulman Associates encourage you to consider Long Term Care Insurance as a means to preserve your lifestyle, your estate and your family’s well-being. </p>
<p>Call us for free information toll free at 1 877 View LTC ( 1-877-843-9582) or visit our website: <a href="http://www.ssltc.com" rel="nofollow">http://www.ssltc.com</a></p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on When you need to make a housing change. by Jackson</title>
		<link>http://insidehealthcare.wordpress.com/2008/04/13/when-you-need-to-make-a-housing-change/#comment-28</link>
		<dc:creator>Jackson</dc:creator>
		<pubDate>Mon, 11 Aug 2008 20:15:55 +0000</pubDate>
		<guid isPermaLink="false">http://insidehealthcare.wordpress.com/?p=24#comment-28</guid>
		<description>This is an interesting article, and I would recommend it to elderly people who are deciding if it is time to move.  Personally, I know my Grandparents were happier in an elderly Quaker housing community that gave them the peace and independence of a condo, while also giving them the support of the community and quick access to medical care.

I recommend checking out my client&#039;s site, &lt;a href=&quot;http://www.homewarrantyresource.com&quot; rel=&quot;nofollow&quot;&gt;Home Warranty Resource&lt;/a&gt;.  They offer free tips for helping people maintain their homes.  I hope someone who reads this blog article also finds this link useful. =)</description>
		<content:encoded><![CDATA[<p>This is an interesting article, and I would recommend it to elderly people who are deciding if it is time to move.  Personally, I know my Grandparents were happier in an elderly Quaker housing community that gave them the peace and independence of a condo, while also giving them the support of the community and quick access to medical care.</p>
<p>I recommend checking out my client&#8217;s site, <a href="http://www.homewarrantyresource.com" rel="nofollow">Home Warranty Resource</a>.  They offer free tips for helping people maintain their homes.  I hope someone who reads this blog article also finds this link useful. =)</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on My Daily Life: Healthcare, Senior Care, Internet Startup, and Family by bibomedia</title>
		<link>http://insidehealthcare.wordpress.com/about/#comment-6</link>
		<dc:creator>bibomedia</dc:creator>
		<pubDate>Fri, 29 Feb 2008 09:15:36 +0000</pubDate>
		<guid isPermaLink="false">#comment-6</guid>
		<description>:)</description>
		<content:encoded><![CDATA[<p> <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Welcome to inside Healthcare from Housingandhealthcare.com by Mr WordPress</title>
		<link>http://insidehealthcare.wordpress.com/2008/01/17/hello-world/#comment-1</link>
		<dc:creator>Mr WordPress</dc:creator>
		<pubDate>Thu, 17 Jan 2008 17:51:17 +0000</pubDate>
		<guid isPermaLink="false">#comment-1</guid>
		<description>Hi, this is a comment.&lt;br /&gt;To delete a comment, just log in, and view the posts&#039; comments, there you will have the option to edit or delete them.</description>
		<content:encoded><![CDATA[<p>Hi, this is a comment.<br />To delete a comment, just log in, and view the posts&#8217; comments, there you will have the option to edit or delete them.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
